Innovative Funding Solutions.

About Us

Options Commercial Mortgage partners with you to get you approved for a commercial real estate mortgage. Our mortgage solutions are tailored to meet your unique commercial mortgage needs and long term investment goals. OCM offers Non-Recourse, High Leverage and Small Balance Loan programs that allows our clients the benefit of having a wide variety of commercial mortgage options not offered by the local community banks. OCM provides a streamlined process to expedite your transaction that leads to quicker closing by finding and explaining financing options available to you. Our goal is to help you find a permanent location to grow your business and create more jobs in the local community. OCM understands that the “one size fits all” approach to commercial lending does not work for small businesses or real estate investors. At OCM, we recognize that each commercial mortgage loan, property and borrower are unique and each loan is reviewed individually. OCM saves you time by steering you away from the difficult lenders and working with our long-standing industry partners to include: Credit Unions, Banks, CMBS, Insurance Co., Correspondent HUD/FHA, Fannie Mae, Freddie Mac and many other lending institutions in the USA.

Our Mission 

To get your commercial loans approved!

We Make Real Estate Work For Business Owners and Real Estate Investors

Options Commercial Mortgage is a full service commercial mortgage broker who will work for you to achieve your commercial real estate financing goals. We specialize in commercial mortgages from $250,000.00 and up for acquisition or refinancing of multifamily, shopping centers, office, retail, mobile home parks, mini storage, senior housing, assisted living, industrial, mixed-use, hotel, motel, gas station and other specialized use properties.

OCM prides itself on finding innovate solutions to maximize the return for the borrower. Our experience allows us to anticipate an act on every detail of the transaction to avoid potential problems.Sometimes, it is hard to find a property that completely matches your vision. No problem. Look into a new-lending solution. Whether this means a purchase, refinance or to renovate a new commercial property, OCM has the connections and resources to make your vision come to life.

We are your long-term business partners!

Jhoanna R. Jones


Jhoanna R. Jones has over 15 years of experience in the financial services industry with vast knowledge of commercial lending including SBA, USDA, CMBS, Small-Balance Loan and commercial real estate. Jhoanna has built her reputation in the community by being honest, trustworthy, and truly understanding your commercial mortgage needs. Jhoanna maintains active involvement in several community service organizations and boards. Additionally, Jhoanna is bilingual and welcomes Spanish speaking clients. Call Jhoanna to take advantage of today’s exciting financial opportunities!

Call today to take advantage of today’s exciting financial opportunities!

What People Say About Us

CLOSE PURCHASED  Jhoanna and her team honestly want to help people! She shows up at every real estate investment meeting, answering questions, and helping all of us. I really appreciate that!

Highly likely to recommend 5/11/2016 at 8:01 PM –

 After dealing with another financial institution for several months with no forward progress, I contacted Jhoanna Jones and she made it possible for us to buy our property.

Highly likely to recommend
7/12/2013 at 1:56 PM

 Options Commercial Mortgage has helped me with several deals and she has been very knowledgeable and has followed with answers to all questions. I will definitely ask her for help next time it is needed.

Highly likely to recommend 6/17/2013 at 6:47 PM –